We Don't Just Reportthe Numbers.We Improve Them.
Key Ledgers Global provides commercial CFO advisory, tax optimisation and strategic finance support to businesses across the UK. We work with care home operators, property investors, developers and owner-managed businesses to improve profitability, reduce tax exposure and build scalable financial structures.
Independent forensic scrutiny for fund managers, private equity firms and family offices, before capital is committed.
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Advisory services that
improve outcomes.
We provide advisory services for businesses that require more than traditional accounting support. Our work is focused on decisions and outcomes, not compliance.
Tax
Optimisation
Structured advisory to reduce your tax exposure across corporate and personal tax. We identify inefficiencies and implement strategies that improve efficiency long term.
CFO
Advisory
Board-level financial leadership on a fractional basis. We support businesses with cash flow modelling, strategic planning, lender engagement and financial controls.
Healthcare
Finance
Specialist financial advisory for care homes, nursing homes, dental practices and healthcare businesses. NHS fee negotiation, debt recovery and regulatory financial readiness.
Property
Finance
We advise property investors and developers on financial structure and strategy: SPVs, SDLT and CGT planning, development finance and deal evaluation.
Exit
Strategy
We support businesses preparing for sale, succession or restructuring. Pre-sale planning typically begins 2-3 years before exit to maximise value and minimise tax.
Deal
Scrutiny
Independent financial analysis on transactions before they are committed to. Acquisition due diligence, financial modelling and HMRC clearances. Before signing, the numbers should be tested.
Pre-Investment Financial
Due Diligence
Independent forensic financial analysis for fund managers, private equity firms and family offices. Revenue quality, EBITDA normalisation and hidden liability identification before capital is committed.
Most accountants focus on filing your numbers.
We focus on improving them.
In many cases, businesses are paying more tax than necessary, operating with inefficient structures or lacking visibility over profitability and cash flow. These issues are rarely identified through standard compliance work. We provide the commercial financial insight that sits beyond compliance.
Senior finance leadership without
the full-time cost.
Most businesses need CFO-level financial leadership long before they can justify a full-time hire. We provide that capability on a fractional basis, at board level, embedded in the business, focused on improving decisions.
£205m assets managed. £55m+ revenue oversight. 15-entity group structure.
Our CFO experience is live and operational, not historical or theoretical. That is the difference between advisory and genuine financial leadership.
CFO Advisory →Profit & Tax
Optimisation Review.
Most businesses rely on their accountant to ensure compliance. Very few receive structured advice on how to reduce tax, improve profitability and plan ahead. This is where we focus.
We carry out a detailed review of your financial position. This is not a compliance exercise, it is a structured advisory review designed to identify savings and opportunities.
- Corporate and personal tax efficiency
- Profit leakage and cost inefficiencies
- Director remuneration strategy
- Business structure (Ltd, Group, SPV)
- Property structuring and tax planning
- VAT schemes and cash flow
- Forward tax planning for the next 12 months
Following the review, you receive a clear written report with prioritised recommendations and a 12-month tax strategy.
- A clear written report
- A prioritised action plan
- Identified savings and opportunities
- A 12-month tax strategy
- Strategic recommendations tailored to your business
No need to change your accountant. This is a standalone advisory service, focused on outcomes, not compliance.
- Property investors and developers
- Healthcare businesses (care homes, dental, pharmacy)
- SMEs with £250k+ turnover
- Owner-managed businesses seeking proactive advice
Your finances should be as
strong as your care.
Most care home operators are well-served on care quality. Few are well-served on finance. The sector has particular financial characteristics, LA funding streams, NHS fee negotiation, CQC compliance costs, staff-heavy payrolls, that most accountants simply do not understand.
Most businesses are paying more tax than necessary, operating with inefficient structures or lacking visibility over profitability. These issues are rarely identified through compliance work. They require a different kind of advisor.
Bharat Varsani FCCADirector, Key Ledgers GlobalSavings Identified
Recovered
CFO Management
CFO Portfolio
Experience
Trusted by Business Leaders
Across Multiple Sectors.
We brought in Key Ledgers to recover six-figure sums in overdue council and NHS payments. Bharat's analysis was meticulous, commercially driven, and delivered a result we had been told was impossible. No fuss, no ambiguity, no delays.
Bharat's approach is unlike any other financial adviser I have worked with. He came in, reviewed our entire structure, identified savings we did not know existed, and delivered a written strategy within the agreed timeframe.
The fixed-fee review paid for itself within the first quarter. Corporate tax restructured, capital allowances claimed, VAT scheme implemented. Clear, written, no ambiguity.
We engaged Key Ledgers to review a proposed acquisition before exchange. Bharat identified a structural funding issue that would have cost us significantly. The review cost was recovered many times over.
Sectors we
specialise in.
Fee negotiation, occupancy optimisation, NHS debt recovery and financial strategy for care home operators and nursing home groups.
- LA and NHS fee negotiation
- Occupancy and revenue optimisation
- Aged debt recovery
- Acquisition finance
Financial performance reviews, tax structuring and regulatory financial readiness for dental practices, pharmacies and healthcare businesses.
- Financial performance reviews
- Tax structuring
- Regulatory readiness
- Practice acquisition
Structuring, finance strategy, tax planning and deal analysis for property developers. We ensure developments are structured efficiently from the outset.
- Development finance strategy
- SPV and group structuring
- Tax planning
- Deal evaluation
Structure, tax efficiency, refinancing and long-term financial planning for property portfolio investors across residential and commercial.
- Portfolio tax efficiency
- Refinancing strategy
- SDLT and CGT planning
- Long-term planning
Proactive tax advice and financial leadership for owner-managed businesses with £250k+ turnover seeking to improve profitability and reduce tax exposure.
- Tax optimisation
- Remuneration strategy
- Financial controls
- Exit planning
Group-level financial strategy, reporting and tax efficiency across complex multi-entity structures. CFO-level oversight without a full-time hire.
- Group financial strategy
- Intercompany structures
- Consolidated reporting
- Tax efficiency
Whether it's tax, CFO
or strategic finance.
Whether you are seeking tax optimisation, CFO advisory or strategic finance support, we respond promptly and work with precision. No junior gatekeepers. You speak directly to Bharat Varsani FCCA.
19-21 Westfield Lane
Harrow, London HA3 9ED
Frequently asked questions
about working with us.
If your question is not covered below, contact us directly and we will respond the same working day.
A full review of your financial position covering corporate and personal tax efficiency, director remuneration, capital allowances, business structure and forward planning. You receive a written report with prioritised recommendations and a 12-month strategy. The fee is agreed before work begins, no hourly billing, no hidden costs.
No. Our advisory work is entirely separate from your existing compliance and bookkeeping arrangements. We focus on strategy, optimisation and improvement. Your accountant continues to handle filing, annual accounts and day-to-day compliance. Many of our clients keep their existing accountant throughout the engagement.
We respond to all enquiries the same working day. After an initial conversation and scope agreement, most reviews begin within one to two weeks. Urgent matters can be accommodated. Every instruction is handled personally by Bharat Varsani FCCA at director level.
We work with care home operators, property investors and developers, owner-managed businesses, healthcare providers (dental, pharmacy, nursing), and multi-entity groups. Most clients have turnover above 250k and are looking for advisory support beyond compliance.
All work is fixed fee, agreed before we start. Tax optimisation reviews begin at 750 plus VAT for SMEs and 2,000 plus VAT for complex structures. CFO advisory is priced monthly based on scope. There is never any hourly billing and no obligation to proceed beyond the initial review.