Practical insights
for owner-managed groups.
Forensic, CFO and tax advisory perspectives on the decisions owner-managed UK businesses actually face: structure, succession, scrutiny and growth.

Five Red Flags Forensic Accountants Find in Target Company Financials
The five recurring patterns that flag a target company as higher-risk during pre-investment due diligence, what each one signals, and how forensic...

What Independent Deal Scrutiny Catches That the Seller's Adviser Misses
What independent pre-transaction scrutiny tests in a seller-prepared information memorandum, and the recurring patterns that change a buyer's view of...

Business Asset Disposal Relief: How to Plan Two Years Before Exit
How owner-managers protect Business Asset Disposal Relief eligibility well before exit, and the structural decisions that quietly disqualify a sale from the...

When Should a Property Portfolio Move Into a Corporate (SPV) Structure?
The decision points that justify moving a UK property portfolio into a corporate or SPV structure, the reliefs that make it possible, and the costs that...

Care Home Occupancy Modelling: What the Funder's Adviser Tests
How forensic accountants stress-test care home occupancy assumptions in funding cases, the metrics that change a lender's view, and the common operator...

How Owner-Managed Businesses Lose £50k+ a Year Through Structural Tax Inefficiency
The structural tax decisions that quietly cost owner-managed UK businesses tens of thousands a year, and how to identify them before HMRC settles a position...

When Does a Growing Business Actually Need a CFO?
A practical guide to the revenue, complexity and decision-load thresholds at which an owner-managed business stops outgrowing its finance function and needs...

How Does SDLT Relief Work When Incorporating a Property Portfolio?
SDLT applies on market value when transferring a property portfolio to a limited company. Partnership incorporation relief can eliminate the charge if the...

What Is GDV and How Is Profit on Cost Calculated in Property Development?
GDV is the total open-market value of a completed development. Profit on cost is GDV minus costs divided by costs. Lenders require 20% minimum. A 20% profit...
